How Do I Cancel A Tj Maxx Credit Card In 2022? (Guide)

Many shoppers sign up for TJ Maxx credit cards because the company offers discounts on purchases at its stores and affiliated retailers like Marshalls and HomeGoods.

TJ Maxx credit cards can charge high interest for unpaid balances. This means that you could end up paying more to purchase your products. If you’re wondering how to cancel TJ Maxx credit, here are some ways. You can find more information by reading on!

Is it possible to cancel my TJ Maxx Credit card by 2022?

To cancel a TJ Maxx card, call the Customer Service number. TJX Rewards Credit Cards can be canceled by calling 1-800-952-6133. TJX Rewards Platinum MasterCards can be canceled by calling 1-877-890-3150. In 2022. Send a confirmation email or letter to follow up on your call

Keep reading for more information about cancelling a TJ Maxx credit or debit card safely. Here are some useful links!

How do I cancel my TJ Maxx Credit card?

To avoid any problems, it is important to cancel your TJ Maxx credit cards.

Calling your TJ Maxx credit cards is the best way to cancel them. To cancel your TJX Rewards Credit Card call 1-800-952-6133.

TJX Rewards Platinum can be cancelled by dialing 1-877-890-3150.

It’s important to consider the pros and cons before you cancel your card.

First, your TJ Maxx card cancellation will negatively impact your credit score. It will decrease your credit limit.

Furthermore, your credit history will disappear from the card. This can affect credit scores.

What’s the Right Way to Cancel a Credit Card?

Here are some steps to take after you decide to cancel your credit card.

You must first ensure your balance is current. If your card is cancelled, you won’t be responsible for any undelivered payments. Retire any associated recurring bills or payments. Redeem any remaining Rewards. TJ Maxx, the Customer Service representative for your card, can help you cancel your card. Online cancellations may be possible if desired. You can send an email, or write, to confirm that you want to cancel your credit card. This will ensure that you retain a copy of the cancellation date and a paper trail. Cut up your card to prevent possible misuse. You should keep an eye out for any changes in your credit report to verify that the card was canceled.

What Bank Holds the TJ Maxx Credit Card?

TJ Maxx credit cards are issued by Synchrony Bank. These include the TSX Reward Platinum MasterCard as well the TJX Reward Credit Card.

Does the TJ Maxx Credit Card Have an Annual Fee?

TJ Maxx credit Cards don’t charge an annual fee. However, they will charge you high-interest rates for any outstanding balances. The TJX Rewards Credit Card has a 27.99% APR on new purchases. You will be charged $35 for late payments if your payment falls through.

However, you do earn Rewards that can be redeemed at TJ Maxx, Marshalls, HomeGoods, and Sierra stores.

Each $1 that you spend online or in store with the TJ Maxx rewards credit card, earns you 5 points. When you reach 1000 points, you get a $10 Rewards certificate.

TJ Maxx Card Credit Card: Free or Not?

TJ Maxx Rewards Credit Cards do not charge an annual fee. The TJ Maxx Rewards Credit Card has a very high APR rate, at 27.99%.

Is the TJMaxx Credit Card good for building credit?

TJMaxx Rewards Credit card helps to improve your credit score as it offers you an additional line of credit.

It helps your credit score if you use it regularly and pay your monthly bills on time.

On the flip side, late fees or missed payments could affect your credit rating. Because the issuing bank reports the information to the three consumer credit agencies.

Are the TJMaxx Credit Cards Worth it?

It’s important to understand all pros and cons before you cancel your credit card.

TJ Maxx customers often apply for credit cards because they get a discount on all of their purchases.

The two different kinds of TJ Maxx credit cards are the TJX Rewards Credit Card and the TJX Rewards Platinum MasterCard.

On the plus side, the TJX Rewards Credit Card can also be used at other stores in the TJX group, like Marshalls and HomeGoods.

All purchases earn you rewards. TJX Rewards Platinum MasterCard is a MasterCard that can be used at any other retailer. It earns you 1% cashback when you make purchases.

These cards are expensive and can lead to high interest. You also earn very little Rewards.

These are good reasons for you to cancel your TJ Maxx card. However, as mentioned above, when you cancel any credit card, your credit score will take a hit.

This is because when you cancel your card, the credit you have available goes down.

To know more, you can also read our posts on where to buy TJ Maxx gift cards, if TJ Maxx accepts Google Pay & Samsung Pay, and TK Maxx vs. TJ Maxx.

Conclusion

If you decide to cancel your TJ Maxx credit card, you can do so by calling the customer service number for that card. It may also be possible to cancel your credit card online.

To ensure that there aren’t any mistakes in your credit reports, you should get written confirmation or an email from TJ Maxx when you cancel your TJ Maxx card.

What is the best way to cancel my Tj Maxx credit card?

Cancel your card by calling 1-800-952-6133 or 1-877-890-3150 to cancel the TJX Platinum Mastercard. Note that by closing your credit card accounts, you will lose the credit you have. This can impact your credit score. Mar 19, 2020

What Does it do to your Score?

A credit card can be canceled without harming your credit score; just remember that paying down credit card balances first (not just the one you’re canceling) is key. Closing a charge card won’t affect your credit history (history is a factor in your overall credit score).

Do you have an annual fee on the Tj Maxx Card?

Annual fees are $0. There is no annual fee. TJX Rewards(r), Platinum Mastercard(r), and Citi(r), Double Cash Card – 18 Month BT can both be used to purchase TJX products.

Which Bank is Tj Maxx?

Synchrony Bank

.How Do I Cancel A Tj Maxx Credit Card In 2022? (Guide)